The largest city in Placer County in the Sacramento metropolitan area, Roseville has a population of about 131,000. It is considered a regional shopping destination, thanks to a number of large retail centers, including one of the largest auto malls in the country, which contributes significantly to sales tax receipts of the city. Revenue from sales tax has been the main source of funds for the city’s infrastructure. This environment has produced a mix of housing and small and large businesses alike.
The median home value in Roseville is $459,500. According to Zillow, these values have gone up by 2.9% over the past year may continue to rise by 1.5% within the next year.
As of Friday, May 3, 2019, the mortgage rates in Anaheim are 4.34% for a 30-year fixed mortgage, 3.85% for a 15-year period, and 4.8% for a 5/1 ARM mortgage.
Loanpal. Formerly known as Paramount Equity Mortgage, Loanpal on Sierra College Boulevard is an approved seller of both Fannie Mae and Freddie Mac products and is approved by the Department of Housing and Urban Development to offer both FHA and VA purchase and refinance loans. So far, it has funded more than $27 billion on loans and has been in the market for 15 years. More than traditional mortgage products, Loanpal offers loans for solar installations and home improvements. The best part about this company is the quality of customer service. With impressive customer service scores in Zillow and LendingTree, Loanpal has one of the most impressive resumes in Roseville.
American Pacific Mortgage. This lender has been recognized many times by Mortgage Executive Magazine for being a top employer, lender, and military lender since 2012. The company offers the traditional products one would find in other lenders, but it also has several programs that offer unique guarantees. An example of this is their Peak Loan Program that allows one to buy a home worth $1.5 million with only a 5% down. Their website is also packed with tools and resources for anyone planning to do some research first.
Paramount Equity Mortgage. This lender was founded in 2003 to serve homeowners in the local Sacramento community. Since then, it has expanded to 20 states, with plans for further growth. The company focuses on providing competitive rates, speed of transactions, and good customer service by combining technology and customer-focused processes. It offers a full suite of purchase and repurchase products nationwide and is an approved seller and servicer of both Fannie Mae and Freddie Mac. It is also approved by the Department of Housing and Urban Development to offer both FHA and VA purchase and refinance loans.