Oakland is the largest city and the county seat of Alameda County, California, and the third largest city overall in the San Francisco Bay area, with a population of 425,200. The city is a major port and one of the busiest in the country in terms of cargo volume. Its port handles almost all container goods moving through Northern California and employees involved in marine cargo transport numbers around 200,000. Oakland is also home to a number of major companies and in recent years has attracted many start-ups and green energy companies.
Oakland has a median home value rate of $686,700. According to Zillow, home values in this city have declined by -1.3% over the past year, but it predicts that they will rise by 1.4% within the next year.
As of Friday, May 3, 2019, the mortgage rates in Anaheim are 4.34% for a 30-year fixed mortgage, 3.85% for a 15-year period, and 4.8% for a 5/1 ARM mortgage.
New American. This lender is known for a fully online application process that also offers quick rate quotes and document upload. Customers also remarked on the company’s quick closing time, customer service, and unique offers, such as zero overlays and non-traditional evaluation, which makes it ideal for self-employed professionals. Products include a full slate of loan products, including purchase, refinance, jumbo and even interest-only mortgages.
Chase. Perfect for borrowers looking for a full-service lender, Chase is an ideal choice has something for almost everyone, including purchase, refinance, home equity, jumbo, fixed, adjustable, FHA, VA, and USDA loans. Chase customers are eligible for a number of discounts and qualified buyers in select markets can be given grants. Its ubiquity is also something to consider as some buyers prefer traditional face-to-face transactions, although electronic submission is also available.
NBKC. NBKC offers a wide range of loan products on an online platform, making it possible to complete one’s application without seeking a broker or a consultant, although loan officers are on standby in case needed. The company’s apps also allow one to track their application online and sign documents electronically. The app is available for free on Android and iOS. A comprehensive list of mortgage products is available, including purchase, refinance, home equity, jumbo, fixed, adjustable, FHA, and VA and rate locks are free.