Current Mortgage Rates


Rates That Work Within Your Lifestyle

30 YEAR*


Starting at 4.500%

4.561% APR

30 YEAR*


Starting at 4.750%

5.481% APR

15 YEAR*


Starting at 3.990%

4.218% APR

*This rate is a modeled rate assuming 720 FICO, 35% DTI and primary residences. Your rate may vary.

There are many things to consider when determining your mortgage rate. At Truvaya, we will provide you with all the information you need to make the best decision on a mortgage loan that fits your budget and lifestyle.

The best place to start is by using our calculator. It will help you determine what you can afford to help you get started on making a decision. You are also welcome to call us and our team of advisors are ready to help you every step of the way.


  • Mortgage interest rates quoted assumes a FICO score of 760
  • Maximum loan-to-value ratio of 80% on a primary residence
  • Interest rates and Annual Percentage Rates (APR) are assumptions based on a purchase transaction.
  • Interest rate assumptions are based on a loan amount of $300,000
  • The mortgage interest rate, Annual Percentage Rate (APR) and monthly mortgage payment may be different based on the specific terms, verification of information, credit history, property type, and other contributing factors as determined by Truvaya.
  • Subject to Truvaya’s underwriting approval, not all applications are approved.
  • Rate assumptions are for the state of California.
  • Payments shown are principal and interest payment only and do not include taxes and insurance.
  • Mortgage Rates are subject to change daily without notice.
  • Restriction may apply
  • Private Mortgage Insurance has not been added into the payments disclosed. FHA, VA and conventional loans with a loan to value ratio greater than 80% will require Private Mortgage Insurance (PMI), unless priced as a no PMI option.
  • Lender Fee $995
  • Single Family Residence
  • Rate assumptions are based on 30 day rate locks.
  • Rate assumptions are based on January 1, 2019 pricing.