Mortgage Rates And The Best Lenders

Carlsbad is situated in the North County region of San Diego County, California. Between 2016 and 2017 the population of Carlsbad, CA grew from 112,008 to 113,147. Dubbed as “The Village by the Sea” by locals, Carlsbad is a popular tourist destination. The city has a formidable digital-based economy, thanks to its high number of online businesses. Apart from that, the city has major businesses in information technology, video game development, manufacturing, robotics, medical devices, life science, wireless technology, clean technology, action sports, tourism, design development and real estate.


The median home value in Carlsbad is on the higher end with $862,100. Its home values have gone up 1.8% over the past year, according to Zillow, and may remain at the same rate within the next year.


Carlsbad mortgage rates


As of Friday, May 3, 2019, the mortgage rates in Anaheim are 4.34% for a 30-year fixed mortgage, 3.85% for a 15-year period, and 4.8% for a 5/1 ARM mortgage.


Best mortgage lenders in Carlsbad


DG Funding. One of the highest-rated lenders in Carlsbad, DG Funding is a direct lender offering Fannie Mae, Freddie Mac, VA, FHA, and jumbo loans, in addition to fixed- and adjustable-rate loans, HARP, interest-only loans, and HELOCs. Since its founding 13 years ago, it has funded a total of $345 million, which has financed some 760 loans. The company has an average processing time of 23 days. Moreover, the company has a fully functional site that offers quick preapprovals, rates, and a variety of mortgage tools and resources.


Quicken Loans. Quicken Loans combines a fully online application process with support from live consultants, making it one of the most ideal options for both first-time and seasoned borrowers. It is considered the largest FHA lender in the nation, with a down payment requirement of only 1%. It has an equally impressive online platform capable of producing a decision within minutes. Apart from FHA loans, it offers USDA loans and it has access to loan products offered by Freddie Mac and Fannie Mae.


Chase Mortgage. Chase Mortgage, needless to say, is one of the biggest players in the financial and mortgage industry, offering an impressive suite of services for just about any type of borrower. It has all the products one would expect from a financial company of its size, offering purchase, refinance, home equity, jumbo, fixed and adjustable, and government-backed loans, among others. The company offers home buyer grants to qualified borrowers and current Chase account holders are provided with special deals and discounts.